Get Home, Investment & Commercial Loans No Matter Where You Are

We’re changing the way people get their loans on-the-go.

Save Yourself Time By Using Finance On The Coast's Online Application

Whether you’re a professional looking to buy your first home or self employed and interested in buying your business; handling how you get your new mortgage online is very important. Our Home Loan Application is a new innovative and easy to use method of applying & uploading required paperwork. It’s fast, secure and a free service.*

  • Top Customer Support
  • Most Liked Company
  • Friendliest Group
  • Innovative Brand

Sign Up In Less Than 60 Seconds

Find out quickly if you pre qualify in less than 60 seconds.

Skype Or Immediate Call Back

Next speak to one of our expert brokers to ensure your online process is easy and suitable for you.

Full Online Application and Choice Of Portal

It only takes 15 minutes to fill in your full application online and upload your supporting documents. Or you have the choice of directly sending electronic statements without uploading them via our partner portal.

Our Loan Specialties

There are countless reasons why our service is better than the rest, but here you can learn about why we’re different.

Meet Our Team

Our secret to our customer’s success is our awesome broker team. All brokers are extremely experienced, have lending contacts and have previously worked at banks.

Jason Wilkinson

Senior Broker

Jason has worked as a top banker at westpac and also at smaller lenders.

Phil Riches


Phil is CEO & Director of Model Mortgages Pty Ltd. Phil has 16 years Commercial and Residential lending experience, currently as a licensed Finance Broker, with relevant background in various roles with major bank and non bank lenders. He has extensive experience forging long term high level partnerships with Accounting and Financial Planning practices.

Phil wanted to help his busy professional customers and referral partners through what can often be a ‘clunky’ loan application process. “Our system was borne from the ethos of helping our professional customers, and by uncovering what genuinely serves our customer best also saves us many hours on administrative tasks. We now have amazing systems that were built to serve the customer yet coincidentally save the broker a lot of time.”

Ian Hughes

Senior Broker

Ian has more than 26 years of banking experience, specifically working in the commercial and residential lending sector for over 22 years.
Having worked as a Senior Relationship Manager within St George Commercial & Business Bank for more than 12 years, he is acutely service and relationship driven, and quick to understand our client’s needs, providing working solutions with our range of financiers.
Ian prides himself on his ability to establish trusted relationships with our clients, our funders, and his professional network.
Ian has extensive and relevant industry experience within the financial planning, accounting, legal and and self managed super fund industries, and previously worked in London for a major UK bank.

The Best Way to Get Money

No matter the size of your business, you will be able to benefit from talking with one of our brokers today. Besides, it’s free.

Some Of Our Panel Lenders Include:

“My refinance with Model Mortgages went so smoothly, I was even traveling for work through a lot of the loan process and it didn’t slow things down. They were helpful, communicative and made everything so easy – Highly recommend, thank you!!!”

Tania YukiCEO Shareablee

Model Mortgages got us through some major hurdles for our first property. They had the connections at the bank to get our application through in record time, and secured us a low interest rate.
We have recommended them to several friends. What impressed me most was when they advised people that they were NOT ready. Some brokers don’t use any discretion and lock people into hard times.
We went through MM for a second house two years after the first one, and will stick with them for all our mortgage matters.

Rhys &Liz Blackburn

As a busy mother and doctor it was great knowing everything was taken care of in a quick and professional manner!

Candice Jensen, Doctor

Ian Hughes has assisted us with a number of property finance matters in the last few years and we have no hesitation in recommending him. As busy working professionals, the value added to us has always been his in depth knowledge of the finance sector and available options- taking away much of the research and time cost we would otherwise have to wade through. He takes the time to know his clients and what is important to them and applies that to his advice and services. He is open and transparent, trustworthy, reliable and relaxed, and was there to guide us through each process and paperwork (and even smooth out the normal bank and finance sector hurdles when we were interstate at crunch time). His follow up service is second to none, and no matter how busy he might be, he returns calls and gives very personal attention and care factor. A+.

Sandra HuttonBusy Professional

"The standard of service and advice provided by Jason from Finance On The Coast is of the highest standard and is very much appreciated. The level of professionalism and efficiency is beyond expectations. Jason provides a thorough and personalised service, getting us the best lending potential possible. We are more than grateful to him for getting us under way on our stress free investment journey."

Kirrily & Steve

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