🏠First Home Buyers
Buying your first home is a big moment — and while there’s a lot to think about, you don’t have to figure it out on your own.
At Finance on the Coast, we work with first home buyers every day to help them understand what’s involved, prepare for the application process, and access loan options through a panel of over 40 lenders.
Whether you're just getting started or already searching for a property, we can assist you in navigating the lending process and exploring what may be available in your situation.
🧩 What We Do
- Take time to understand whether you're buying to live in or invest
- Discuss your deposit, income, and borrowing position
- Provide clear info about lender requirements and documentation
- Assist with loan applications and lender submissions
- Work with lenders offering first home buyer support programs
We stay involved through pre-approval, purchase, and settlement — so you always know what stage you're at and what comes next.
👩‍💼 Government Support & Loan Options
Depending on your situation, you may be eligible for:
The First Home Guarantee (low deposit, no LMI)
Help to Buy shared equity scheme
Guarantor loans
Stamp duty exemptions (state-based eligibility)
We can help you explore lender options that include these programs and assist with the paperwork involved in applying.
đź’¬ Heard About This in Our Podcast?
We cover topics like these regularly in the Property & Mortgage Insights Australia 2025 podcast. If you’ve heard an episode and want to know what’s next — this page is it.
You can reach out anytime, even if you're just planning ahead.
đź“Ť What to Consider
- How much deposit you’ve saved (or plan to)
- Whether you’re applying solo or with a partner
- If a family guarantor is involved
- Whether this property is a long-term home or a stepping stone
- Any timelines you’re working toward
đź“ž Ready to Explore Your Options?