💼 SMSF Borrowers
We support SMSF property loans — and always work alongside your trusted financial advisers.
Purchasing property through a Self-Managed Super Fund (SMSF) involves strict rules and specialist lending products. At Finance on the Coast, we do not provide advice about SMSFs — we only assist with the loan process, working closely with your financial adviser and accountant every step of the way.
Our role is to manage the lending side — from preparing your application to working with SMSF-compliant lenders who understand the structure of your fund.
🧩 What We Do
- Assist with loan applications for SMSF property purchases
- Work alongside your accountant and licensed financial planner to ensure correct documentation
- Submit and manage your application with SMSF-approved lenders
- Liaise with your SMSF trustee, custodian, solicitor, or legal rep as required
- Support the process through to settlement — strictly from a lending perspective
We always recommend you seek independent legal and financial advice before proceeding with an SMSF property purchase. We do not provide advice on whether buying property through an SMSF is right for you.
🏢 Common Lending Scenarios
We work with clients who already have an SMSF and are looking to:
- Purchase a commercial property to lease to their own business
- Buy a residential investment property through their SMSF
- Refinance or restructure an existing SMSF loan (in some rare cases with specific conditions)
- Access compliant loan products that suit their fund structure
📋 What Lenders Usually Require
While every lender differs, SMSF loans generally require:
- An established SMSF with a corporate trustee
- A bare trust or custodian trust structure
- Up-to-date SMSF trust deed
- Recent SMSF financials and contribution statements
- Lease agreements (for commercial properties)
- Confirmation that all fund documents comply with superannuation law
We’ll work closely with your accountant and financial planner to ensure the lending component aligns with your broader strategy.