FAQ

It all starts with a quick discovery call. No paperwork, no obligations β€” just a helpful chat about what you're planning.

❓ What loan types do you specialise in?

We help with First Home Buyer Loans, Investment Loans, SMSF Lending, Refinancing, Construction Loans, Medico & Self-Employed Loans, and more.

πŸ‘‰ Explore all loan options here

❓ What makes Finance On The Coast different from other brokers?

We’re strategy-focused, not just rate-focused. Our brokers are experienced, backed by smart tech, and we take the time to understand your big-picture goals β€” not just fill in a form.

❓ How do I get started?

It all starts with a quick discovery call. No paperwork, no obligations β€” just a helpful chat about what you're planning.

❓ How many lenders do you work with?

We have access to 40+ lenders, including all major banks, specialist lenders, and non-bank options β€” giving you flexibility and choice.

❓Can I get pre-approval?

Yes! We handle pre-approvals every day β€” and we’ll walk you through the whole process so you can buy with confidence.

❓ What documents do I need?

Usually ID, payslips, and a few bank statements. If you're self-employed, tax returns may be needed. We’ll give you a personalised checklist.

❓ Can you help if I’m self-employed or have complex income?

Absolutely β€” many of our brokers are experts in lending for business owners, contractors, consultants, and self-employed professionals.

❓ Do you charge fees?

In most cases, our service is free to you. We’re paid by the lender. If a fee is involved (rarely), we’ll always let you know before going ahead.

❓ Do you help with loans beyond buying a home?

Yes! We also assist with investment property loans, commercial lending, equipment & vehicle finance, and SMSF loans

πŸ’¬ Still have questions?

Let’s chat. Our expert brokers are here to help β€” obligation-free.


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