FAQ
It all starts with a quick discovery call. No paperwork, no obligations — just a helpful chat about what you're planning.
❓ What loan types do you specialise in?
We help with First Home Buyer Loans, Investment Loans, SMSF Lending, Refinancing, Construction Loans, Medico & Self-Employed Loans, and more.
👉 Explore all loan options here
❓ What makes Finance On The Coast different from other brokers?
We’re strategy-focused, not just rate-focused. Our brokers are experienced, backed by smart tech, and we take the time to understand your big-picture goals — not just fill in a form.
❓ How do I get started?
It all starts with a quick discovery call. No paperwork, no obligations — just a helpful chat about what you're planning.
❓ How many lenders do you work with?
We have access to 40+ lenders, including all major banks, specialist lenders, and non-bank options — giving you flexibility and choice.
❓Can I get pre-approval?
Yes! We handle pre-approvals every day — and we’ll walk you through the whole process so you can buy with confidence.
❓ What documents do I need?
Usually ID, payslips, and a few bank statements. If you're self-employed, tax returns may be needed. We’ll give you a personalised checklist.
❓ Can you help if I’m self-employed or have complex income?
Absolutely — many of our brokers are experts in lending for business owners, contractors, consultants, and self-employed professionals.
❓ Do you charge fees?
In most cases, our service is free to you. We’re paid by the lender. If a fee is involved (rarely), we’ll always let you know before going ahead.
❓ Do you help with loans beyond buying a home?
Yes! We also assist with investment property loans, commercial lending, equipment & vehicle finance, and SMSF loans