🏘️ Loans for Property Investors
Structuring finance that supports your investment goals.
Whether you’re purchasing your first investment property or expanding an existing portfolio, getting the finance right is critical.
At Finance on the Coast, we work with investors at every stage — from first-time landlords to experienced developers. We help you apply with lenders who understand property investment, so your finance strategy supports your long-term plans.
🧩 What We Do
Work with investors buying residential, commercial, or mixed-use properties
Assist with structuring investment loans — including interest-only, fixed, and split options
Provide access to a panel of over 40 lenders, including investor-friendly policies
Support with refinances, equity releases, and debt consolidation
Submit and manage your application from approval through to settlement
Whether you’re investing for yield, growth, or a mix of both — we can help align the lending process to your goals.
💡 Loan Structures We Often See Investors Use
We work with loan types including:
- Interest-only loans (to reduce repayments during early stages)
- Offset accounts and redraw features
- Fixed or variable rates, or a mix of both
- Cross-collateralisation or standalone loan setups
- Equity release for future purchases
The structure you choose will depend on your financial position, goals, and lender policies — we’ll assist you with the application and help ensure all documentation is complete and accurate.
📍 What Lenders May Ask For
When applying for an investment loan, lenders typically review:
- Rental income estimates or existing lease agreements
- Current loan statements and property values
- Your income position (PAYG or self-employed)
- Other liabilities, debts, or commitments
- Long-term servicing capacity