🔁 Refinance Your Home or Investment Loan
Explore better loan options — without the stress.
If your current loan no longer suits your needs, refinancing could offer new opportunities — from lower repayments to accessing equity for something important.
At Finance on the Coast, we work with homeowners and property investors who want to see what else is out there. Whether you’re chasing a sharper rate, consolidating debts, or simply want more flexibility, we can assist with comparing your current setup and managing the switch if it makes sense to do so.
🧩 What We Do
- Review your current loan and lender setup
- Compare options across a panel of 40+ lenders
- Assist with refinancing for lower rates or different features
- Help with equity release or restructuring existing loans
- Manage the process from application to settlement
⚡ Rapid Refinancing Available
Some lenders offer a faster refinance process that allows your new loan to settle quickly — often within days — without waiting for your current bank to release the funds first.
There’s no additional cost for this process, but not all applicants will qualify. If speed is important, let us know and we can explore rapid refinance options available through our lender panel.
🏡 Why People Refinance
Every situation is different, but common reasons include:
- Reducing repayments by switching to a lower rate
- Moving from fixed to variable (or vice versa)
- Accessing equity for renovations, investments, or business
- Consolidating debts into one simple repayment
- Finding better loan features (offset accounts, redraw, etc.)
📋 What You May Need to Provide
When applying to refinance, most lenders will require:
- Recent home loan statements
- Income and employment documentation
- A property valuation (if required)
- Details of existing debts, liabilities, or credit
- Personal identification documents