We match you with the right broker who understands complex income—and delivers smart lending strategy.
✅ Trusted by doctors, lawyers, business owners, and investors Australia-wide
No obligation. Just a quick strategy call—so you know your options.
🎙 Led by founder Phil Riches —
as featured on
The Intelligent Property Investor Podcast
🎙 Led by founder Phil Riches —
as featured on
The Intelligent Property Investor Podcast
As Heard On The Intelligent Property Investor Podcast
& Featured In Media Across Australia.
Our brokers and founder Virginia Graham have been featured in leading media including:
We Specialise in Complexity—So You Don’t Have To
✅ Tailored lending for medicos, investors, and business owners
✅ Strategy-first approach, not just a loan
✅ Fast answers, expert advice, no bankspeak
✅ Structured loans that support long-term wealth goals
✅ We do the heavy lifting—you stay focused on life
Built for Clients Like You
👨⚕️ Professionals & Medicos – High-income earners (doctors, lawyers, execs) who need tailored lending.
💼 Business Owners – Self-employed entrepreneurs or SME owners needing flexible finance.
🏘️ Investors – Strategic property investors growing their portfolio.
👨👩👦 Families & Others – From first-home buyers to retirees, we’ve got you covered.
Smart Solutions Across All Property Finance
🎥 FLIP THE CARD OR WATCH THEIR 60-SEC INTROS
Led by Industry Experts, Built Around You
Phil Riches
Founder. Strategic finance veteran with hundreds of client wins across investor and medico markets.
🎧 Featured in: Budget Breakdown Episode
🎧 Just watched Phil’s podcast episode on the budget?
He’s helped hundreds of professionals and investors unlock strategic lending results.
Julianne Zammit
Senior Mortgage Broker | Specialist Lending
Over 20 years lending experience.
🎧 Upcoming guest on the podcast
🎧 Just watched Julianne's podcast episode?
Julianne has over 20 years' experience structuring complex loans.eal
Virginia Graham
Co-Founder | Podcast Host | Mortgage Broker
🎧 Host of The Intelligent Property Investor
🎧 Just watched Virginia’s podcast episode?
Virginia’s helped professionals and medicos structure finance for life-changing outcomes.
Here’s How Easy It Is
Hear from Professionals We’ve Helped
Want to Learn First?
Tune into The Intelligent Property Investor – Australia’s smartest conversations about finance strategy.
Access to 40+ Lenders – for Strategy-First Finance
Whether you're self-employed, investing, or buying your dream home — we match the right lender to your situation, not the other way around.
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