Talk to a Mortgage Broker

Home buyers, investors and self-employed borrowers across Australia.

If you’ve been referred or are ready to move forward, the first step is a conversation with one of our brokers.

How We Work

Lending outcomes can vary significantly depending on how income, expenses and structure are assessed — and how that assessment is presented.

Our brokers are deeply experienced in how lending policy is applied in practice, across a wide range of borrower scenarios.

Working with our team means:

Access to multiple lenders, not just one
Understanding how different lenders assess the same information
Structuring applications to suit your circumstances
Experienced handling of changing conditions and requirements

Experienced brokers supporting home buyers, investors and complex lending scenarios across Australia.

Who This Is For

Understanding Your Options

For people buying their first home or returning to the market and wanting clarity before moving forward.

Structuring Property Decisions

For those investing, upgrading or managing multiple properties where structure and timing matter.

Complex or Changing Circumstances

For self-employed income, professional careers, overseas work or situations that don’t fit neatly into standard lending categories.

Including professionals, families, expats and borrowers navigating change across Australia.

Many of our clients are referred by accountants and other professional advisers.

How the Process Works

Initial conversation.

We begin with a conversation to understand your goals, timing and overall lending context.

Information & requirements

We explain the process, provide the required disclosures, and outline what information and documents are needed.

Assessment & application

We complete a full assessment of your circumstances and, where appropriate, manage the process through application, approval and settlement.

Meet Our Brokers

New enquiries should book a conversation. Phone numbers below are for existing clients or referred introductions only.

Phil Riches

CEO & Lead Mortgage Broker

Specialising in complex and self-employed lending.

Existing clients or referred introductions may call Phil directly on 0418 204 304.

Julianne Zammit

Senior Mortgage Broker

Known for precision with first home buyers and complex lending scenarios.

Existing clients or referred introductions may call Julianne directly on 0431 922 899.

Jason Wilkinson

Senior Mortgage Broker

Methodical, calm, and known for getting the details right.

Existing clients or referred introductions may call Jason directly on 0413 434 693.

Ian Hughes

Senior Mortgage Broker

Technical lending expert trusted by first-time buyers and professionals.

Existing clients or referred introductions may call Ian directly on 0403 522 961.

We work with professionals, families and business owners across Australia.

What Clients Say

Tania Yuki

“My refinance went so smoothly, I was even traveling for work through a lot of the loan process and it didn’t slow things down. They were helpful, communicative and made everything so easy – Highly recommend, thank you!!!”

Rhys and Liz Blackburn "You got us through some major hurdles for our first property. They had the connections at the bank to get our application through in record time, and secured us a low interest rate.We have recommended them to several friends. We went through you for a second house two years after the first one, and will stick with them for all our mortgage matters."

Dr Candice Jensen

"As a busy mother and doctor it was great knowing everything was taken care of in a quick and professional manner!"

Hear our brokers speak

Some people like to hear how our brokers think and communicate before their first conversation.

Listen to the Property & Mortgage Australia podcast →

Ready to Talk to a Broker?

If you’ve been referred or are ready to proceed, book a conversation to get started.

Book a Conversation

Prefer to outline things first?

If your circumstances are more complex, you’re welcome to send an enquiry and we’ll review it before getting in touch.

Send An Enquiry

Media commentary grounded in day-to-day broking practice.

Contact

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