👤 Ian Hughes

Senior Mortgage Broker – Refinancing | Bridging | Construction

Steady, reliable lending support — with smart solutions at every stage.

📍 Based in Terrigal, NSW | Supporting clients across the Central Coast and beyond

With a strong background in residential lending and a focus on helping clients navigate major property decisions, Ian Hughes brings calm, clarity, and structure to what can often feel like an overwhelming process.

Whether you're building, bridging, or refinancing, Ian ensures every loan is managed with precision — and every client receives proactive communication and thoughtful support.

✅ Ian’s Areas of Expertise

🔁 Loan Refinancing – Helping clients switch lenders, reduce repayments, or restructure for flexibility

🧱 Construction Loans – Managing staged finance through every build milestone

🏘️ Bridging Loans – Short-term lending for clients buying before selling

🏡 First Home Buyers – Clear guidance and support from start to settlement

🧠 Why Clients Choose Ian

Calm, detail-oriented, and solution-focused

Strong track record in time-sensitive and multi-stage loan scenarios

Excellent communicator with a local understanding of the Central Coast market

Access to a wide panel of over 40 lenders

Known for making the process smooth and stress-free

Offers genuine care, patience, and follow-through

“Ian has a reputation for being the steady hand in complex lending situations — especially when timing, structure, and paperwork all matter.”

🔎 What Working with Ian Looks Like

1. Initial Chat – Understand your goals and timelines
2. Loan Comparison – Explore multiple lenders to find the right fit
3. Application Prep – Clear list of what’s needed
4. Submission & Fast-Tracking – Managed quickly and efficiently
5. Ongoing Support – Especially important for first home buyers and staged lending

💬 What Clients Say

"I cannot recommend Ian highly enough. I was a first home buyer and he made everything so easy! We explored multiple options, and when I needed pre-approval quickly, he got it done. He kept me updated the whole way and made the process so comfortable — even during a really stressful time. Thank you so much Ian!"

— Courtney (Verified Review)

📞 Want to Work With Ian?

If you need help navigating a refinance, building loan, or first home purchase, Ian is ready to guide you with clarity and care.

🔗 Call Ian

📧 Email Ian

📍 Servicing Terrigal and the wider Central Coast