π‘ Finance on the Coast β Eastern Suburbs
Meet Phil Riches β Your Mortgage Expert in Sydney's Eastern Suburbs
From Bondi to Bronte, Randwick to Rose Bay β if youβre looking for a strategic, streamlined way to get your loan sorted, Phil Riches is your broker.
Phil brings a calm, confident approach backed by decades of lending experience. Known for his ability to solve complex lending scenarios, structure investment deals, and support busy professionals, Phil leads our Eastern Suburbs division with a focus on results.
π Why Clients in the East Choose Phil
- πΌ Experienced in SMSF, investment loans, refinances, and prestige property
- π Uses AI tools to simplify and speed up the loan process
- π Works closely with professionals, medicos, and high-income borrowers
- π Strategic structuring and wealth-building guidance
- π Available by phone, Zoom, or in person across the Eastern Suburbs
"Phil was exceptional. He explained everything clearly, helped us structure our loans around our goals, and kept everything moving. We felt in control the whole time."
β James & Amelia, Coogee
π Areas Phil Covers
- Bondi & Bondi Junction
- Bronte
- Coogee
- Randwick
- Clovelly
- Maroubra
- Rose Bay
- Double Bay
- Woollahra & surrounds
π Book a Free Strategy Call
Phil can help you:
- Understand your borrowing power
- Compare over 40 lenders
- Maximise your outcome with the right structure
π [Book with Phil Now]
π [Contact Finance on the Coast]
π [See All Our Brokers]
---
π Trusted, Strategic, and Backed by Experience
- Credit Licence: Model Mortgages ACL 387460
- Supported by Finance on the Coastβs streamlined systems
- A smarter approach to lending, tailored to your goals
> π [Read More About Phil]
> π [Leave a Google Review for Eastern Suburbs]
Home | About | Services | Podcast | Contact
Β© 2025 Finance on the Coast, a division of Model Mortgages Pty Ltd | ACL No 387460 | ABN 82 108681063
Serving clients across Sydney, Cairns, Brisbane & Australia-wide