Mortgage Broker Cairns

🏡 Finance on the Coast – Cairns

Meet Virginia Graham – Your Local Mortgage Broker in Cairns

Need a home loan, refinance, or investment loan in Cairns or Far North Queensland? You’re in the right place.

Virginia Graham is the founder of Model Mortgages and co-founder of Finance on the Coast, and she leads our Cairns division with deep industry experience and genuine local care. With a background in banking, treasury, and financial planning — and decades helping families secure finance — Virginia is the trusted expert locals turn to when they want clarity and confidence.

💼 Why Clients in Cairns Choose Virginia

- 👩‍💼 Over 25 years in lending and financial services

- 📊 Specialist in refinances, property purchases, and investment loans

- 🚀 Uses advanced AI tools to streamline your loan process

- 📰 Frequently featured on Channel 7, Channel 9, and Triple M radio

- 🌎 Based in Cairns with availability online, by phone, or in person

> "Virginia was so helpful, even though I was travelling during the loan. She kept everything on track and made it easy. The process was seamless."

> — Chloe & Sam, Trinity Beach

📍 Areas We Service

- Cairns CBD

- Trinity Beach

- Smithfield

- Redlynch

- Edge Hill

- Gordonvale

- Northern Beaches & Hinterland

📅 Book a Free Strategy Call

Virginia can help you:

- Understand your borrowing power

- Compare over 40 lenders

- Find the best loan for your home, investment, or refinance

🔗 [Book with Virginia]

🔗 [Contact Finance on the Coast]

🔗 [See All Our Brokers]

📆 Trusted, Experienced, and Local

- Credit Licence: Model Mortgages ACL 387460

- Based in Cairns with national reach

- Combining real expertise with cutting-edge tech

> 🔗 [Read More About Virginia]

> 🔗 [Leave a Google Review for Cairns]